This policy provides indemnity for material damage to the insured property resulting from various perils such as fire and lightning, explosion / implosion, impact damage, aircraft damage, bursting / overflowing of water tanks / pipes / apparatus, sprinkler leakage, storm, cyclone, typhoon, hurricane, tempest, tornado, flood, inundation, riots, strikes, malicious damage and earthquake, burglary/theft following upon actual forcible and violent entry or exit from the insured premises.

What risks are covered?

Protects the Insured against the perils mentioned above

Business Interruption Insurance provides protection against loss of profit following a Material Damage by an Insured event.

The policy covers physical loss or damage to building and contents which belong to the insured directly caused by the following perils:

• Act of terrorism
• Sabotage
• Riots, strikes and/or civil commotion
• Malicious damage