This is the most comprehensive insurance, covering loss or damage to the motor vehicle and its accessories/spare parts.:

What risks are covered?

• Accidental collision or overturning
• Fire, external explosion, self-ignition or lightening, burglary and theft
• Flood, Storm and Tempest
• Malicious act
• Whilst in transit by road, etc.
• Liability to third party including death or bodily injury and damaged to property

What is covered?

This is a basic cover which is mandated by law. The policy covers liability to third party both property and bodily injury. It does not cover loss or damage to insured’s own vehicle or property or any injuries or death to the insured or family members or employees or servants.