Loss or damage arising out of the below listed perils to hull and machinery, materials, equipment and everything connected therewith; including dinghy and outboard motor.

• Perils of the seas, rivers, lakes or other navigable waters
• Fire
• Jettison
• Piracy
• Contact with dock or harbour equipment or installation, land conveyance, Impact by aircraft or similar objects
• Earthquake, Volcanic eruption or Lightning
• Accidents in loading, discharging or moving stores, gear, equipment, machinery or fuel
• Explosions
• Malicious Acts and Theft of the entire vessel
• Latent Defects and Negligence
• Expenses for sighting of bottom after a stranding
• Third party Liability

and extensions such as machinery damage extension, damage to vessel whilst in transit by road, personal effects, personal accident cover for crew and passengers, water skiers liability at additional premium.